The latest Bank of Canada research has put numbers to something many of us have felt: rate cuts can spark a surge in home sales well before new construction catches up. That quick boost in demand, especially when jobs are plentiful, has been driving prices up even further—making it tougher for buyers to find homes that truly fit both their needs and their budgets. As someone who’s walked this journey with many wonderful people and seen the real impact on families, I’m always watching for smart solutions. This study suggests that focusing on housing supply—rather than relying solely on interest rates—might be the key to restoring balance and real affordability. My approach has always been honest and direct: understanding these shifts helps us make more confident moves, no matter where you are on your path to finding (or selling) your next Home.
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